Benefits are paid directly to you, your estate, or your named beneficiary, unless you assign them to a third-party or the law otherwise requires us to pay a third-party. Network dental and vision benefits may be paid directly to the provider.

This is a brief product overview only. Coverage may not be available in all states, including but not limited to ID, NJ, NM, NY, or VA. Benefits/premium rates may vary based on plan selected. Plans and riders have limitations and exclusions that may affect benefits payable. Plans may also contain a waiting period. Refer to the exact plans for benefit details, definitions, limitations and exclusions. For group coverage, please see coverage documentation applicable to your situs state for further details.

Any non-Aflac materials displayed are for convenience only. Aflac does not endorse these products or the accuracy of the documents. If there are any questions, please reach out directly to your employer.

Aflac is a registered trademark and the marketing brand of Aflac Incorporated and its insuring subsidiaries. Insurance products are offered by the subsidiaries of Aflac Incorporated.

Except in New York, individual insurance policies and certain group life insurance policies are issued by American Family Life Assurance Company of Columbus.

Except in New York, group supplemental insurance plans (except network dental and vision plans and certain group life insurance plans) are issued by Continental American Insurance Company (CAIC), a wholly-owned subsidiary of Aflac, Incorporated CAIC is not licensed to solicit business in New York, Guam, Puerto Rico or the Virgin Islands. For groups sitused in California, CAIC does business as Continental American Life Insurance Company.

In New York, individual insurance policies are issued by American Family Life Assurance Company of New York. For groups sitused in New York, group insurance coverage is underwritten by American Family Life Assurance Company of New York, and customer service is administered by Continental American Insurance Company, 22 Corporate Woods Boulevard Albany, New York 12211.

For groups sitused in NC and for some groups situs in CA, FL, GA, IL, LA, MI, OH, PA, and TX prior to 6/1/22, Aflac dental and vision insurance coverage is underwritten by National Guardian Life Insurance Company (NGL). National Guardian Life Insurance Company is not a member of the Aflac family of insurers. National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company of America a/k/a The Guardian or Guardian Life. Aflac dental and vision products may not be available in all states. National Guardian Life Insurance Company | Madison, WI.

For all states that have approved the Aflac network dental and vision insurance products, coverage will be underwritten by Aflac.
NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.

Worldwide Headquarters | 1932 Wynnton Road | Columbus, GA 31999
Continental American Insurance Company | Columbia, South Carolina

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