Aflac

Welcome HBR Association!

Welcome! HBR Association benefits open enrollment takes place on March 01, 2023 - March 01, 2024. This is your opportunity to ensure you choose to apply for the benefits best for you or make changes to your elections. Click HERE to see your current coverage, make a change to your information or file a claim.

To learn more or to apply for Aflac plans, click get started below.

Product Information

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Accident Insurance

Helps ease the financial stress of a covered injury. Watch video

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Accident Insurance

Accident Insurance

Helps ease the financial stress of a covered injury.

19AA -- 2019 Direct Accident Advantage (A37000)

Plan Level

Brochure Option A

Brochure Option B

Rider Add on

Additional Accidental-Death Benefit Insert Page

Cancer/Specified Disease Insurance

Helps financially and emotionally after a cancer diagnosis. Watch video

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Cancer/Specified Disease Insurance

Cancer/Specified Disease Insurance

Helps financially and emotionally after a cancer diagnosis.

18CPA -- 2018 Cancer Protection Assurance (B70000)

Plan Level

Brochure Option 1

Brochure Option 2

Brochure Option 3

Aflac Plus Rider HSA Brochure

Rider Add on

Specified-Disease Rider Insert Page

Critical Illness Insurance

Helps with the cost of treating covered critical illnesses. Watch video

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Critical Illness Insurance

Critical Illness Insurance

Helps with the cost of treating covered critical illnesses.

18LSCI -- 2018 Direct Lump Sum Critical Illness (B71000)

Plan Level

Brochure Option 1

Brochure Option 2

Dental Insurance

Helps protect oral and overall health with a variety of benefits. Watch video

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Dental Insurance

Dental Insurance

Helps protect oral and overall health with a variety of benefits.

04DEN -- 2004 Aflac Dental (A81000)

Plan Level

Rider Add on

Ortho Rider Insert

Cosmetic Rider Insert

This is a brief product overview only. Coverage may not be available in all states, including but not limited to ID, NJ, NM, NY, or VA. Benefits/premium rates may vary based on plan selected. Plans and riders have limitations and exclusions that may affect benefits payable. Plans may also contain a waiting period. Refer to the exact plans for benefit details, definitions, limitations and exclusions. For group coverage, please see coverage documentation applicable to your situs state for further details.

Any non-Aflac materials displayed are for convenience only. Aflac does not endorse these products or the accuracy of the documents. If there are any questions, please reach out directly to your employer.

Except in New York, individual insurance policies and certain group life insurance policies are issued by American Family Life Assurance Company of Columbus.

Except in New York, group supplemental insurance plans (except network dental and vision plans and certain group life insurance plans) are issued by Continental American Insurance Company (CAIC), a wholly-owned subsidiary of Aflac, Incorporated CAIC is not licensed to solicit business in New York, Guam, Puerto Rico or the Virgin Islands. For groups sitused in California, CAIC does business as Continental American Life Insurance Company.

In New York, individual insurance policies are issued by American Family Life Assurance Company of New York. For groups sitused in New York, group insurance coverage is underwritten by American Family Life Assurance Company of New York, and customer service is administered by Continental American Insurance Company, 22 Corporate Woods Boulevard Albany, New York 12211.

For groups sitused in NC and for some groups situs in CA, FL, GA, IL, LA, MI, OH, PA, and TX prior to 6/1/22, Aflac dental and vision insurance coverage is underwritten by National Guardian Life Insurance Company (NGL). National Guardian Life Insurance Company is not a member of the Aflac family of insurers. National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company of America a/k/a The Guardian or Guardian Life. Aflac dental and vision products may not be available in all states. National Guardian Life Insurance Company | Madison, WI.

For all states that have approved the Aflac network dental and vision insurance products, coverage will be underwritten by American Family Life Assurance Company of Columbus. In New York, coverage will be underwritten by American Family Life Assurance Company of New York.
NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.

Aflac WWHQ | 1932 Wynnton Road | Columbus, GA 31999
Aflac New York | 22 Corporate Woods Boulevard, Suite 2 | Albany, NY 12211
Continental American Insurance Company | Columbia, SC

© AFLAC INCORPORATED 2023

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