Aflac

Welcome City of Los Banos!

Welcome! City of Los Banos benefits open enrollment takes place on May 01, 2023 - June 22, 2023. This is your opportunity to ensure you choose to apply for the benefits best for you or make changes to your elections. Click HERE to see your current coverage, make a change to your information or file a claim.

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Product Information
Accident Insurance
Helps ease the financial stress of a covered injury. Watch video View all materials
Accident Insurance

Accident Insurance

Helps ease the financial stress of a covered injury.

15AA -- 2015 Accident Advantage (A36000)

Plan Level
Brochure/Outline of Coverage (Option 3)
Rate Sheet
View Rate Sheet
Cancer/Specified Disease Insurance
Helps financially and emotionally after a cancer diagnosis. Watch video View all materials
Cancer/Specified Disease Insurance

Cancer/Specified Disease Insurance

Helps financially and emotionally after a cancer diagnosis.

18CPA -- 2018 Cancer Protection Assurance (B70000)

Plan Level
Brochure Option 2
Rate Sheet
View Rate Sheet
Critical Illness Insurance
Helps with the cost of treating covered critical illnesses. Watch video View all materials
Critical Illness Insurance

Critical Illness Insurance

Helps with the cost of treating covered critical illnesses.

14CCP -- 2014 Critical Care Protection (A74000)

Plan Level
Brochure 3
Rate Sheet
View Rate Sheet
Disability Insurance
Helps relieve the financial stress of a covered disability. Watch video View all materials
Disability Insurance

Disability Insurance

Helps relieve the financial stress of a covered disability.

11STD -- 2011 Short-Term Disability (A57600)

Plan Level
Brochure/Outline of Coverage
Rate Sheet
View Rate Sheet
Hospital Indemnity Insurance
Helps with expenses health insurance doesn’t cover. Watch video View all materials
Hospital Indemnity Insurance

Hospital Indemnity Insurance

Helps with expenses health insurance doesn’t cover.

16AC -- 2016 Aflac Choice (B40000)

Plan Level
Brochure Option 1
Rate Sheet
View Rate Sheet
Life Insurance
Helps financially protect your loved ones if something happens to you. Watch video View all materials
Life Insurance

Life Insurance

Helps financially protect your loved ones if something happens to you.

14LIFESOL -- 2014 Life Solutions (A68000)

Plan Level
Whole Life Brochure
Term Life Brochure
Rate Sheet
View Rate Sheet

 

Privacy Policy Terms of Use Accessibility Statement

Benefits are paid directly to you, your estate, or your named beneficiary, unless you assign them to a third-party or the law otherwise requires us to pay a third-party. Network dental and vision benefits may be paid directly to the provider.

This is a brief product overview only. Coverage may not be available in all states, including but not limited to ID, NJ, NM, NY, or VA. Benefits/premium rates may vary based on plan selected. Plans and riders have limitations and exclusions that may affect benefits payable. Plans may also contain a waiting period. Refer to the exact plans for benefit details, definitions, limitations and exclusions. For group coverage, please see coverage documentation applicable to your situs state for further details.

Any non-Aflac materials displayed are for convenience only. Aflac does not endorse these products or the accuracy of the documents. If there are any questions, please reach out directly to your employer.

Aflac is a registered trademark and the marketing brand of Aflac Incorporated and its insuring subsidiaries. Insurance products are offered by the subsidiaries of Aflac Incorporated.

Except in New York, individual insurance policies and certain group life insurance policies are issued by American Family Life Assurance Company of Columbus.

Except in New York, group supplemental insurance plans (except network dental and vision plans and certain group life insurance plans) are issued by Continental American Insurance Company (CAIC), a wholly-owned subsidiary of Aflac, Incorporated CAIC is not licensed to solicit business in New York, Guam, Puerto Rico or the Virgin Islands. For groups sitused in California, CAIC does business as Continental American Life Insurance Company.

In New York, individual insurance policies are issued by American Family Life Assurance Company of New York. For groups sitused in New York, group insurance coverage is underwritten by American Family Life Assurance Company of New York, and customer service is administered by Continental American Insurance Company, 22 Corporate Woods Boulevard Albany, New York 12211.

For groups sitused in NC and for some groups situs in CA, FL, GA, IL, LA, MI, OH, PA, and TX prior to 6/1/22, Aflac dental and vision insurance coverage is underwritten by National Guardian Life Insurance Company (NGL). National Guardian Life Insurance Company is not a member of the Aflac family of insurers. National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company of America a/k/a The Guardian or Guardian Life. Aflac dental and vision products may not be available in all states. National Guardian Life Insurance Company | Madison, WI.

For all states that have approved the Aflac network dental and vision insurance products, coverage will be underwritten by Aflac.
NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.

Worldwide Headquarters | 1932 Wynnton Road | Columbus, GA 31999
Continental American Insurance Company | Columbia, South Carolina

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